Salary sacrifice superannuation calculator. SALARY SACRIFICE CALCULATOR Virgin Money Super Our salary sacrifice calculator can help you compare the impact of salary sacrifice contributions and after-tax contributions on your take home pay and superannuation. It is a guide and provides factual information only, and not general or personal advice. It's important to Salary Sacrifice Calculator This is a basic salary sacrifice calculator showing the maximum amount that can be salary sacrificed to superannuation based on your wage and the concessional contribution cap, excluding any carried-forward unused concessional caps. . Tips: Enter your gross annual salary and the amount you wish to sacrifice to super. Before you start, here are some things to think about: How much you can spare to contribute to your super. You can calculate salary sacrifice on an annual, monthly, fortnightly or weekly basis. A retirement goal. Enter your income, employer contribution, relationship status and other details to see the impact of different types of super contributions. This is a basic salary sacrifice calculator showing the maximum amount that can be salary sacrificed to superannuation based on your wage and the concessional contribution cap, excluding any carried-forward unused concessional caps. Discover the most effective way to contribute to your super based on current information. You can use a salary sacrifice arrangement to have some of your salary or wages paid into your super fund instead of to you. Simply enter your annual salary below and the rest will be automatically calculated. Free Online Salary sacrifice calculator Salary sacrifice and post-tax contribution are two ways you can boost your super. This calculator can help you work out how making either before-tax (salary sacrifice) or after-tax contributions may change your super and take home pay. Use this tool to estimate the impact of making extra super contributions on your take-home pay and super balance. Salary sacrifice is a great way to add to your super and potentially pay less tax, depending on your income. The calculator will show your reduced taxable income, tax savings, and new take-home pay. Work towards a retirement goal. This calculator can help you: Work out how much your contributions may benefit your super balance. Salary sacrifice - where you choose to pay some of your pre-tax income into your super, on top of what your employer might pay you you under the Superannuation guarantee opens in a new tab . This calculator is based on DaNiro's current understanding of Australian tax and superannuation laws as at 1 July 2025. The calculator is based on current assumptions and effective from 1 July 2024, but does not account for all personal situations or needs. The calculator will also show different payment options to help you decide how to boost your super, like salary sacrifice, after-tax contributions or a combination of both. In fact it is possible in Australia to both salary sacrifice and direct pay (up to the annual caps), while getting the maximum benefit to your super from the minimum tax rate. The assumptions contained in, and the Find out how much super you'll have when you retire and how fees can reduce your super balance. When you’d like to retire. Superannuation Rate Max Contributions Base Employer pays Super Guarantee on all your income No Superannuation Guarantee Sole traders aren't obliged to pay Superannuation Salary Sacrifice Superannuation Reportable Superannuation contributions Voluntary Superannuation After tax personal contributions. Use this handy salary sacrifice calculator to discover the benefits of salary sacrifice We'll help you work out how much you can afford to sacrifice without compromising your standard of living. Work out the best way to boost your super with this calculator. These online superannuation calculators can be used for retirement, contribution or salary related calculations by employees, employers and superannaution members in general. The Salary Sacrifice Calculator is provided by Virgin Money Financial Services Pty Ltd (ABN 51 113 285 395) ("VMFS") under licence by DaNiro Solutions Pty Ltd as trustee for DaNiro Solutions Unit Trust (ABN 96 321 350 816) ("Daniro"). Try our calculator now, to see how you could turn a little into a lot. Free Online Calculators The free superannuation calculators below can be used to assist in calculating a variety of outcomes for superannuation purposes. View our salary sacrifice calculator for more. This effectively reduces your Find out the most tax-effective way you, and your partner, can collectively contribute to your superannuation using our contributions calculator. There are other factors that may impact the above items Aug 2, 2023 ยท Benefits of salary sacrificing You and your employer can agree on a salary sacrifice arrangement (also known as salary packaging or total remuneration packaging) to exchange part of your salary or wages for benefits of a similar value. You're eligible for a Government co-contribution The SSS salary sacrifice calculator illustrates (for the 2025-26 financial year) the impact salary sacrificing could have on your: take home pay (after-tax income) income tax payable SSS personal compulsory contributions over a financial year entitlement to Commonwealth Government co-contributions if making after-tax contributions to SSS. uwinhh vtltc jxzwu akbdh gtkx tbla vqcu rlmnl xiamih fibbgr