Mortgage rates today canada reddit. 2% Fed rate monitor is predicting a 1%-1. Please ensure your post includes the following information if looking for insight into your rate: We have a mortgage broker but should we ask her to look for rates now or wait and hope the rates get better closer to the closeing date. 3 days ago · This is Canada’s one and only compilation of mortgage rates that aims to showcase top-notch pricing from every mainstream lender and rate aggregator — provided their rates pass muster. For non insured mortgages, rates start at 1. First, mortgage brokers don't just work with one lender, they have access to broker channel specific rates that are often much more competitive than what is available to the public if they just went rate shopping themselves. Currently, you can find a fixed rate in the high 4s for 5 years. 09% on 3 yr, 35% down with 550k mortgage and 25 yr amortization with Meridian. They have since stabilized, and the banks were a bit slow to react, but they have come down as well. See current mortgage rates from some of Canada's top lenders and brokers. Based on above info i can offer 3 years fixed 6. We have had a recent rundown in fixed rates. Please ask your question here, and we'll do our best to clean up other threads that only ask about rates. We had a suggestion made to start a rate thread, and we'd like to try it out, instead of having the sub overrun with interest rate quotes everyday. We would like to show you a description here but the site won’t allow us. Find the best mortgage rates in Canada from the Big Banks and lenders. 99% 5-year fixed. Hope this help mortgage rates shoppers! Here's my thoughts. 94% as of today's rate and i do have 90 days rate hold once application is submitted for approval We would like to show you a description here but the site won’t allow us. Application submitted June 6th before the rate hikes in ON, best rate I got was 5. Aug 22, 2025 · Compare Canada mortgage rates. 66% on a 3 year, uninsured mortgage. Mortgage specialist here. Get expert mortgage rate insights daily. Due to the repetitive X% fixed vs X% variable mortgage posts per day, we decided to make a mega thread for this where folks can post here and folks can also post "latest rates" they got. 5% decline in rates in 2024 If Canada matches, we would be in the high 5s low 6s for prime rate by We would like to show you a description here but the site won’t allow us. 99% 5-year variable for CMHC insured mortgages. Get a customized rate offer in just a few clicks. 94% 5-year fixed is the best rate for CMHC insured mortgages while non-insured mortgages start at 1. I'm hoping a better rate might materialize in the next few weeks. Please post all of your rate related questions here, and more importantly give the following details to help us give you the proper answer. Any thoughts or opinions are greatly appreciated! I'm taking possession of a new place in July and so far the best I'm getting is 5. 59% and 5 years fixed 5. As of today, best variable rate is 0. On the fixed side, 1. Here's my thoughts. Prime is currently at 7. . 00% 5-year variable.
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